Our Services

BUSINESS AND ESTATE PLANNING

Plans of business disposition based on death, disability and retirement are designed to meet business owner's objectives with minimum taxation.  We provide recommendations based on the type of business, economic environment, tax consequences and family situations.

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EMPLOYEE BENEFIT AND RETIREMENT PLAN

In addition to the traditional life, health and disability benefits, other group benefits include:

 

• Communication of benefits

• 401(k) and SEP plans

• Funding for retirement plans

• Retirement counseling

• COBRA compliance

 

EXECUTIVE COMPENSATION PLANNING

We emphasize integration of compensation programs with management styles, business strategies and goals.  Available plans include:

 

• Annual incentive/bonus programs

• Capital accumulation programs

• Salary continuation plans

• Financial and income tax planning

 

INVESTMENT AND TAX PLANNING

Our experts can offer you investment products* that can help alleviate your tax burden and maximize your income.

 

• Limited partnerships

• Mutual Funds

• Tax-deferred annuities

 

INSURANCE PLANNING

Insurance, a highly-flexible financial tool, will be recommended as circumstances dictate:

 

• To provide a source of family security

• To fund buy-sell agreements

• To meet retirement objectives

• To retain key employees

• To ensure continuation of a business by providing estate liquidity, key-person indemnification, business overhead expenses and disability protection